FOR INTERMEDIARY USE ONLY

From application to offer in 7 days

15th May 2026

As a lender, we pride ourselves on supporting clients who may not fit the rigid boxes of automated systems. This case study highlights how we were able to offer a swift, positive outcome for a self-employed borrower.

The challenge

The broker approached us with a sole applicant in need of a high-LTV residential mortgage that presented a few obstacles:

► Self-employed: A Sole Trader transitioning from a private rental property

► Tight affordability: Required a lender with no upfront fees to minimise costs

► Automation constraints: Previous lenders used automated systems which struggled to assess the nuances of the client’s trading accounts.

The solution

In today’s mortgage market, we understand the growing challenges applicants face when trying to get onto the property ladder. Every individual’s circumstances look different, and that’s why having a lender that provides real experts offering real life lending solutions over the phone makes all the difference.

► Application to mortgage offer in 7 days

► A well-packaged product providing long-term stability and no initial costs

► £400 cashback to assist with moving expenses.

Leila Nielsen at Trusthouze, said:

“I've been most impressed with Leek. I found Margaret's email so warm and genuinely helpful, so I was eager to place the case with you. She's a credit to your Society!”