Intermediary Knowledge Hub

A flexible Holiday Let remortgage with capital raise

24th August 2026

With seasonal demand shifting and borrowers looking to leverage property equity, Holiday Let cases require underwriting that reflects real-world trading, not standard AST metrics.

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Our most recent Limited Company BTL case studies

31st July 2026

A broker approached us with a client who had BTLs in personal name, and this was their first within a Limited Company structure. It was a time-sensitive transaction for a client who's previous broker was unable to place the case.

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Supporting the focused investor in the modern BTL and Holiday Let market

30th July 2026

The regulatory and economic landscape of 2026 has brought structural shifts to the private rental sector with the implementation of the Renters' Rights Act. In many cases, smaller landlords with one rental property have found the tax implications of...

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A flexible approach to a New Build sole applicant

12th June 2026

Automated credit scoring models have their place, but what happens when a credit-worthy client falls just outside the box?

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A fully packaged offer delivering a two-week completion

5th June 2026

From a fully packaged submission to collecting the keys in two weeks, this recent case involved a single applicant with a Shared Ownership property navigating a scenario that often trips up automated systems.

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From application to offer in 7 days

15th May 2026

The broker approached us with a sole applicant in need of a high-LTV residential mortgage that presented a few obstacles.

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Supporting brokers with complex Shared Ownership solutions

7th May 2026

This Shared Ownership case was complex from the outset. Despite a 25% share purchase at 95% LTV, the client faced several barriers.

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The human element in specialist lending

24th April 2026

The mortgage market’s always operated in cycles, but the current environment feels fundamentally different. While the extreme volatility of recent years has begun to settle, it's been replaced by a new set of macroeconomic challenges.

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