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FOR INTERMEDIARY USE ONLY

 

Use the buttons below to help you navigate which mortgage products you wish to view:

New Customers: Residential Discount Residential Fixed Rate BTL Discount BTL Fixed Rate
 
Existing Customers: Residential Discount Residential Fixed Rate BTL Discount BTL Fixed Rate

  • Residential Discount Mortgages

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    3168 2 Year Discounted Rate up to 80% loan to value WITH £400 Cashback² £495 £0 5.36% Variable for 2 Years (our standard variable rate Minus 2.88% discounted) 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    3169 2 Year Discounted Rate up to 80% loan to value £995 £0 4.99% Variable for 2 Years (our standard variable rate Minus 3.25% discounted) 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  
    3170 2 Year Discounted Rate up to 90% loan to value WITH £400 Cashback² £0 £0 5.80% Variable for 2 Years (our standard variable rate Minus 2.44% discounted) 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    3171 Residential Interest Only 2 Year Discounted Rate up to 75% loan to value WITH £400 Cashback² £995 £0 5.10% Variable for 2 Years (our standard variable rate Minus 3.14% discounted) 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    ⁴ If you recommend an interest only mortgage, your client must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

    All our discounted mortgage products have a floored rate which means your interest rate will never go below this floored rate during the term of the product. To see the floored rate, please click on the View link next to the product.

    Representative Example (based on a residential property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a discounted variable rate of 5.80% (equal to 2.44% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay: 
    1 monthly repayment of £19.81, followed by
    24 monthly repayments of £786.48, followed by
    276 monthly repayments of £966.60

    The total amount payable would be £285,816.93 made up of the loan amount of £125,000.00 plus interest (£160,676.93), a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 7.9% APRC representative.
    Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details. 

  • Residential Fixed Rate Mortgages

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    3163 5 Year Fixed Rate up to 80% loan to value £995 £0 4.70% Fixed until 31/10/2029 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  
    3164 5 Year Fixed Rate up to 90% loan to value WITH £400 Cashback² £995 £0 4.93% Fixed until 31/10/2029 8.24% 6.9% Annual Percentage Rate of Charge (APRC)1 View  
    3165 2 Year Fixed Rate up to 95% loan to value WITH £400 Cashback² £0 £0 6.15% Fixed until 31/10/2026 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    3161 Residential Shared Ownership 5 Year Fixed Rate up to 95% loan to value £0 £0 5.34% Fixed until 31/08/2029 8.24% 7.1% Annual Percentage Rate of Charge (APRC)1 View  
    3167 Residential Interest Only 2 Year Fixed Rate up to 75% loan to value £0 £0 5.20% Fixed until 31/10/2026 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  

     

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    Representative Example (based on a residential property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a fixed rate for 2 years fixed at 6.15% and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay:

    1 monthly repayment of £21.00,

    followed by 24 monthly repayments of £812.85,

    followed by 276 monthly repayments of £968.46

    The total amount payable would be £286,964.36 made up of the loan amount of £125,000.00 plus interest (£161,824.36), a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 7.9% APRC representative. Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC.

    For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details. 

  • BTL Discount Mortgages

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    3117 Buy to Let Green Holiday Let 2 Year Discounted Rate up to 75% loan to value WITH £400 Cashback² £995 £0 5.70% Variable for 2 Years (our standard variable rate Minus 2.54% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    3118 Buy to Let Holiday Let 2 Year Discounted Rate up to 75% loan to value £995 £0 5.70% Variable for 2 Years (our standard variable rate Minus 2.54% discounted) 8.24% 8.1% Annual Percentage Rate of Charge (APRC)1 View  
    3119 Buy to Let Regulated Family 2 Year Discounted Rate up to 75% loan to value £0 £0 6.10% Variable for 2 Years (our standard variable rate Minus 2.14% discounted) 8.24% 8.1% Annual Percentage Rate of Charge (APRC)1 View  
    3120 Buy to Let Portfolio 2 Year Discounted Rate up to 75% loan to value £995 £0 5.75% Variable for 2 Years (our standard variable rate Minus 2.49% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    3121 Buy to Let Non Homeowner 2 Year Discounted Rate up to 75% loan to value £0 £0 6.10% Variable for 2 Years (our standard variable rate Minus 2.14% discounted) 8.24% 8.1% Annual Percentage Rate of Charge (APRC)1 View  
    3122 Buy to Let Green Ltd Co BTL 2 Year Discounted Rate up to 75% loan to value WITH £400 Cashback² £995 £0 5.99% Variable for 2 Years (our standard variable rate Minus 2.25% discounted) 8.24% 8.1% Annual Percentage Rate of Charge (APRC)1 View  
    3123 Buy to Let Ltd Co BTL 2 Year Discounted Rate up to 75% loan to value £995 £0 5.99% Variable for 2 Years (our standard variable rate Minus 2.25% discounted) 8.24% 8.1% Annual Percentage Rate of Charge (APRC)1 View  
    3129 Buy to Let Standard 2 Year Discounted Rate up to 75% loan to value WITH £200 Cashback² £995 £0 5.60% Variable for 2 Years (our standard variable rate Minus 2.64% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    ³ These products are not available for Portfolio Landlords, Regulated Buy to Let or Non-Homeowner borrowers.

    All our discounted mortgage products have a floored rate which means your interest rate will never go below this floored rate during the term of the product. To see the floored rate, please click on the View link next to the product.

    Representative Example (based on a Non-portfolio Investment Property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your investment property: A mortgage of £125,000.00 on an interest only basis payable over 25 years initially on a discounted variable rate of 6.10% (equal to 2.14% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay: 
    1 monthly repayment of £20.83, followed by
    24 monthly repayments of £632.31, followed by
    276 monthly repayments of £852.59
    1 final payment of £125,000.00
    The total amount payable would be £375,651.11 made up of the loan amount of £125,000.00 plus interest (£250,511.11), a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 8.1% APRC representative.
    Please note: the example above is for a non-homeowner investment property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details. 

  • BTL Fixed Rate Mortgages

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    3172 Buy to Let Standard 2 Year Fixed Rate up to 65% loan to value £995 £0 5.04% Fixed until 31/10/2026 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    3173 Buy to Let Standard 5 Year Fixed Rate up to 75% loan to value £1495 £0 4.90% Fixed until 31/10/2029 8.24% 7.2% Annual Percentage Rate of Charge (APRC)1 View  

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    ³ These products are not available for Portfolio Landlords, Regulated Buy to Let or Non-Homeowner borrowers.

    Representative Example (based on a Non-portfolio Investment Property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your investment property: A mortgage of £250,000.00 on an interest only basis payable over 25 years initially on a fixed rate for 2 years fixed at 5.04% and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay:

    1 monthly repayment of £34.43, followed by

    24 monthly repayments of £1,045.75, followed by

    276 monthly repayments of £1,705.22

    1 final payment of £250,000.00

    The total amount payable would be £746,908.15 made up of the loan amount of £250,000.00 plus interest (£495,773.15), product fee of £995, a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 7.9% APRC representative.

    Please note: the example above is for a non-portfolio investment property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details. 

  • Residential Discount Mortgages for Existing Customers

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    4157 2 Year Discounted Rate up to 75% loan to value £0 £0 4.99% Variable for 2 Years (our standard variable rate Minus 3.25% discounted) 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  
    4239 2 Year Discounted Rate up to 85% loan to value £495 £0 5.36% Variable for 2 Years (our standard variable rate Minus 2.88% discounted) 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    4214 2 Year Discounted Rate up to 85% loan to value £995 £0 4.99% Variable for 2 Years (our standard variable rate Minus 3.25% discounted) 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    4013 2 Year Discounted Rate up to 95% loan to value £0 £0 5.49% Variable for 2 Years (our standard variable rate Minus 2.75% discounted) 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    2941 Residential Interest Only 2 Year Discounted Rate up to 75% loan to value £0 £0 5.49% Variable for 2 Years (our standard variable rate Minus 2.75% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4215 Residential Interest Only 2 Year Discounted Rate up to 75% loan to value £995 £0 5.10% Variable for 2 Years (our standard variable rate Minus 3.14% discounted) 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4213 Residential Help to Buy 2 year Discounted Rate up to 75% loan to value £0 £0 5.09% Variable for 2 years (our standard variable rate Minus 3.15% discounted) 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  

     

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    ⁴ If you recommend an interest only mortgage, your client must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

    All our discounted mortgage products have a floored rate which means your interest rate will never go below this floored rate during the term of the product. To see the floored rate, please click on the View link next to the product.

    Representative Example (based on a residential property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a discounted variable rate of 5.49% (equal to 2.75% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay:
    1 monthly repayment of £318.75, followed by
    24 monthly repayments of £763.48, followed by
    276 monthly repayments of £964.83
    The total amount payable would be £285,075.35 made up of the loan amount of £125,000.00 plus interest (£159,935.35), a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 7.8% APRC representative. Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details. 

  • Residential Fixed Rate Mortgages for Existing Customers

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    4267 2 year Fixed Rate up to 60% loan to value £0 £0 5.00% Fixed for 2 Years 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  
    4268 2 year Fixed Rate up to 60% loan to value £995 £0 4.75% Fixed for 2 Years 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  
    4269 5 year Fixed Rate up to 60% loan to value £0 £0 4.59% Fixed for 5 Years 8.24% 6.7% Annual Percentage Rate of Charge (APRC)1 View  
    4270 5 year Fixed Rate up to 60% loan to value £995 £0 4.45% Fixed for 5 Years 8.24% 6.7% Annual Percentage Rate of Charge (APRC)1 View  
    4271 2 Year Fixed Rate up to 75% loan to value £0 £0 5.15% Fixed for 2 Years 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  
    4272 2 year Fixed Rate up to 75% loan to value £995 £0 4.85% Fixed for 2 Years 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  
    4273 5 Year Fixed Rate up to 75% loan to value £0 £0 4.75% Fixed for 5 Years 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  
    4274 5 Year Fixed Rate up to 75% loan to value £995 £0 4.61% Fixed for 5 Years 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  
    4262 2 Year Fixed Rate up to 85% loan to value £0 £0 5.25% Fixed for 2 Years 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    4223 2 Year Fixed Rate up to 85% loan to value £995 £0 4.94% Fixed for 2 Years 8.24% 7.7% Annual Percentage Rate of Charge (APRC)1 View  
    4263 5 Year Fixed Rate up to 85% loan to value £0 £0 4.85% Fixed for 5 Years 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  
    4246 5 Year Fixed Rate up to 85% loan to value £995 £0 4.59% Fixed for 5 Years 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  
    4247 5 Year Fixed Rate up to 85% loan to value £1495 £0 4.50% Fixed for 5 Years 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  
    4178 2 year Fixed Rate up to 95% loan to value £0 £0 5.50% Fixed for 2 Years 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    4248 2 Year Fixed Rate up to 95% loan to value £995 £0 5.10% Fixed for 2 Years 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    4180 5 year Fixed Rate up to 95% loan to value £0 £0 4.90% Fixed for 5 Years 8.24% 6.9% Annual Percentage Rate of Charge (APRC)1 View  
    4249 5 Year Fixed Rate up to 95% loan to value £995 £0 4.75% Fixed for 5 Years 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  
    4284 Residential Interest Only 2 year Fixed Rate up to 75% loan to value £0 £0 5.30% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4285 Residential Interest Only 2 year Fixed Rate up to 75% loan to value £995 £0 5.10% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4286 Residential Interest Only 5 year Fixed Rate up to 75% loan to value £0 £0 4.85% Fixed for 5 Years 8.24% 7.2% Annual Percentage Rate of Charge (APRC)1 View  
    4287 Residential Interest Only 5 year Fixed Rate up to 75% loan to value £995 £0 4.69% Fixed for 5 Years 8.24% 7.2% Annual Percentage Rate of Charge (APRC)1 View  
    4288 Residential Help to Buy 2 Year Fixed Rate up to 75% loan to value £0 £0 5.25% Fixed for 2 Years 8.24% 7.8% Annual Percentage Rate of Charge (APRC)1 View  
    4289 Residential Help to Buy 5 Year Fixed Rate up to 75% loan to value £0 £0 4.85% Fixed for 5 Years 8.24% 6.8% Annual Percentage Rate of Charge (APRC)1 View  

     

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    ⁴ If you recommend an interest only mortgage, your client must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

    Representative Example (based on a residential property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a fixed rate for 2 years fixed at 5.50% and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay:
    1 monthly repayment of £18.78, followed by
    24 monthly repayments of £764.22, followed by
    276 monthly repayments of £964.92

    The total amount payable would be £284,817.98 made up of the loan amount of £125,000.00 plus interest (£159,677.98), a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 7.8% APRC representative.

    Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details. 

  • BTL Discount Mortgages for Existing Customers

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    4199 Buy to Let Standard 2 Year Discounted Rate up to 75% loan to value £0 £0 5.40% Variable for 2 Years (our standard variable rate Minus 2.84% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4200 Buy to Let Standard 2 Year Discounted Rate up to 75% loan to value £995 £0 5.25% Variable for 2 Years (our standard variable rate Minus 2.99% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4205 Buy to Let Regulated Family 2 Year Discounted Rate up to 75% loan to value £0 £0 5.50% Variable for 2 Years (our standard variable rate Minus 2.74% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4206 Buy to Let Regulated Family 2 Year Discounted Rate up to 75% loan to value £995 £0 5.35% Variable for 2 Years (our standard variable rate Minus 2.89% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4211 Buy to Let Portfolio 2 Year Discounted Rate up to 75% loan to value £0 £0 5.50% Variable for 2 Years (our standard variable rate Minus 2.74% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4212 Buy to Let Portfolio 2 Year Discounted Rate up to 75% loan to value £995 £0 5.35% Variable for 2 Years (our standard variable rate Minus 2.89% discounted) 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  

     

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    ³ These products are not available for Portfolio Landlords, Regulated Buy to Let or Non-Homeowner borrowers.

    All our discounted mortgage products have a floored rate which means your interest rate will never go below this floored rate during the term of the product. To see the floored rate, please click on the View link next to the product.

    Representative Example (based on a Non-portfolio Investment Property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your investment property: A mortgage of £125,000.00 on an interest only basis payable over 25 years initially on a discounted variable rate of 5.4% (equal to 2.84% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay:
    1 monthly repayment of £313.52, followed by
    24 monthly repayments of £560.06, followed by
    276 monthly repayments of £852.57
    1 final payment of £125,000.00

    The total amount payable would be £374,204.28 made up of the loan amount of £125,000.00 plus interest (£249,064.28), a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 8.0% APRC representative.

    Please note: the example above is for a non-portfolio investment property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

  • BTL Fixed Rate Mortgages for Existing Customers

    Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
    4228 Buy to Let Standard 2 Year Fixed Rate up to 65% loan to value £0 £0 5.15% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4189 Buy to Let Standard 2 year Fixed Rate up to 65% loan to value £995 £0 4.85% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4229 Buy to Let Standard 2 Year Fixed Rate up to 65% loan to value £1495 £0 4.70% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4230 Buy to Let Standard 5 Year Fixed Rate up to 65% loan to value £0 £0 4.55% Fixed for 5 Years 8.24% 7.1% Annual Percentage Rate of Charge (APRC)1 View  
    4191 Buy to Let Standard 5 year Fixed Rate up to 65% loan to value £995 £0 4.50% Fixed for 5 Years 8.24% 7.1% Annual Percentage Rate of Charge (APRC)1 View  
    4192 Buy to Let Standard 5 year Fixed Rate up to 65% loan to value £1495 £0 4.40% Fixed for 5 Years 8.24% 7.1% Annual Percentage Rate of Charge (APRC)1 View  
    4231 Buy to Let Standard 2 Year Fixed Rate up to 75% loan to value £0 £0 5.30% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4194 Buy to Let Standard 2 year Fixed Rate up to 75% loan to value £995 £0 5.15% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4195 Buy to Let Standard 2 year Fixed Rate up to 75% loan to value £1495 £0 4.99% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4232 Buy to Let Standard 5 Year Fixed Rate up to 75% loan to value £0 £0 4.70% Fixed for 5 Years 8.24% 7.1% Annual Percentage Rate of Charge (APRC)1 View  
    4197 Buy to Let Standard 5 year Fixed Rate up to 75% loan to value £995 £0 4.65% Fixed for 5 Years 8.24% 7.1% Annual Percentage Rate of Charge (APRC)1 View  
    4198 Buy to Let Standard 5 year Fixed Rate up to 75% loan to value £1495 £0 4.55% Fixed for 5 Years 8.24% 7.1% Annual Percentage Rate of Charge (APRC)1 View  
    4233 Buy to Let Regulated Family 2 Year Fixed Rate up to 75% loan to value £0 £0 5.40% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4202 Buy to Let Regulated Family 2 year Fixed Rate up to 75% loan to value £995 £0 5.25% Fixed for 2 Years 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4234 Buy to Let Regulated Family 5 Year Fixed Rate up to 75% loan to value £0 £0 4.80% Fixed for 5 Years 8.24% 7.2% Annual Percentage Rate of Charge (APRC)1 View  
    4204 Buy to Let Regulated Family 5 year Fixed Rate up to 75% loan to value £995 £0 4.75% Fixed for 5 Years 8.24% 7.2% Annual Percentage Rate of Charge (APRC)1 View  
    4235 Buy to Let Portfolio 2 Year Fixed Rate up to 75% loan to value £0 £0 5.40% Fixed for 2 Years 8.24% 7.9% Annual Percentage Rate of Charge (APRC)1 View  
    4208 Buy to Let Portfolio 2 year Fixed Rate up to 75% loan to value £995 £0 5.25% Fixed for 2 Years 8.24% 8.0% Annual Percentage Rate of Charge (APRC)1 View  
    4236 Buy to Let Portfolio 5 Year Fixed Rate up to 75% loan to value £0 £0 4.80% Fixed for 5 Years 8.24% 7.2% Annual Percentage Rate of Charge (APRC)1 View  
    4210 Buy to Let Portfolio 5 year Fixed Rate up to 75% loan to value £995 £0 4.75% Fixed for 5 Years 8.24% 7.2% Annual Percentage Rate of Charge (APRC)1 View  

     

    ¹ The actual rate available will depend upon your client's circumstances. Please provide your client with a personalised illustration.

    ² Your client will receive a cashback on completion of their mortgage. Not available for mortgage transfers or additional borrowing.

    ³ These products are not available for Portfolio Landlords, Regulated Buy to Let or Non-Homeowner borrowers.

    Representative Example (based on a Non-portfolio Investment Property purchase):

    The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your investment property: A mortgage of £125,000.00 on an interest only basis payable over 25 years initially on a fixed rate for 2 years fixed at 5.50% and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 23 years you would pay:
    1 monthly repayment of £18.78, followed by
    24 monthly repayments of £570.39, followed by
    276 monthly repayments of £852.60
    1 final payment of £125,000.00
    The total amount payable would be £374,165.74 made up of the loan amount of £125,000.00 plus interest (£249,025.74), a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 8.0% APRC representative.
    Please note: the example above is for a non-portfolio investment property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

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