Don’t cut corners when it comes to insuring your rental property.
Choosing a 5 star Defaqto rated policy will help you to relax knowing your property is covered by one of the most comprehensive policies on the market.
With our partners Uinsure, you’ll get:
Highly rated – 5 star ratings on both Trustpilot and Defaqto
Quotes from five leading UK insurers so you get the best value
UK based call centres
Get a quote in as little as 20 seconds
Optional extras are available to tailor your policy
Up to £1m of buildings cover
£15k or £35k of Landlords Contents cover available, which includes landlord's fixtures and fittings
Loss of rent cover plus alternative accommodation for your tenants
Replacement locks and keys
Accidental damage to underground drains and pipes
Cover for tracing the source of leaks in your property
£2m landlord's legal liability cover
Options to include accidental damage, malicious damage, theft or attempted theft, and the manufacture and harvest of drugs, caused by the tenant(s) to the buildings.
No cancellation or amendment fees
Damage due to wear and tear
Incidents that occurred before the policy started
Where your property has been unoccupied for more than 60 days
Loss or damage to gates and fences during a storm
Claims caused by poor workmanship
Landlord Emergency Cover
Landlord Emergency Cover provides immediate assistance from professional tradesmen to deal with a range of emergency incidents to ensure the tenant can continue to occupy the property, such as Boiler breakdown, Failure of electrical power or blocked toilets. The policy gives cover up to £1,000 (inc VAT) per claim with no annual maximum limit on claims.
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Landlord Legal Protection and Rent Guarantee
Landlord legal protection policy provides £100,000 of legal cover and is aimed to help landlords through difficult and often stressful legal situations relating to the letting of the property such as tenant disputes and eviction or property infringement situations. Rent guarantee cover will provide up to £2,500 per month for unpaid rent for up to 6 months. As an enhancement the product also includes a complementary mediation service for landlords and tenants to resolve disputes amicably
Accidental and Malicious Damage
This covers unexpected and unintended damage caused by something sudden and external. It also protects against deliberate damage or theft caused to the property by a tenant or their visitors, which is excluded when this option isn't selected.
Manufacture and Harvest of Drugs
Available as an optional extra when purchasing accidental damage and malicious damage caused by a tenant. This covers the damages and costs relating to the remedial action from the use of the property for the manufacture, cultivation, harvesting or processing by any other method of drugs classed as controlled substances under the Misuse of Drugs Act (1971), which is excluded when this option is not selected. An example of this would be water damage to walls and flooring caused by cannabis cultivation, where purchasing the manufacture and harvest of drugs optional cover would be required to make a claim.
View the policy documents
Key information about Uinsure Home and Landlord Insurance policies:
Home Insurance Product Information Landlord Insurance Product Information
Full details of cover, exclusions and restrictions:
Home Insurance Policy Wording Landlord Insurance Policy Wording
Leek Building Society acts as an introducer to Uinsure. Uinsure Limited is authorised and regulated by the Financial Conduct Authority (No. 463689). Registered address: 1st Floor, XYZ Building, 2 Hardman Street, Manchester M3 3AQ.
