Get peace of mind with quality Landlord Insurance

 Up to £1m of buildings cover

 £15k or £35k of landlord's contents cover available, which includes landlord's fixtures and fittings

 Loss of rent cover plus alternative accommodation for your tenants

 Replacement locks and keys

 Accidental damage to underground drains and pipes

 Cover for tracing the source of leaks in your property

 £2m landlord's legal liability cover

 Options to include accidental damage, malicious damage, theft or attempted theft, and the manufacture and harvest of drugs, caused by the tenant(s) to the buildings.

 No cancellation or amendment fees

 Damage due to wear and tear

 Incidents that occurred before the policy started

 Where your property has been unoccupied for more than 60 days

 Loss or damage to gates and fences during a storm

 Claims caused by poor workmanship

 Landlord Emergency Cover

Landlord emergency cover provides immediate assistance from professional tradesmen to deal with a range of emergency incidents to ensure the tenant can continue to occupy the property, such as boiler breakdown, failure of electrical power or blocked toilets. The policy gives cover up to £1,000 (inc VAT) per claim with no annual maximum limit on claims.

 Landlord Legal Protection and Rent Guarantee

Landlord legal protection policy provides £100,000 of legal cover and is aimed to help landlords through difficult and often stressful legal situations relating to the letting of the property such as tenant disputes and eviction or property infringement situations. Rent guarantee cover will provide up to £2,500 per month for unpaid rent for up to 6 months. As an enhancement the product also includes a complementary mediation service for landlords and tenants to resolve disputes amicably.

 Accidental and Malicious Damage

This covers unexpected and unintended damage caused by something sudden and external. It also protects against deliberate damage or theft caused to the property by a tenant or their visitors, which is excluded when this option isn't selected.

 Manufacture and Harvest of Drugs

Available as an optional extra when purchasing accidental damage and malicious damage caused by a tenant. This covers the damages and costs relating to the remedial action from the use of the property for the manufacture, cultivation, harvesting or processing by any other method of drugs classed as controlled substances under the Misuse of Drugs Act (1971), which is excluded when this option is not selected. An example of this would be water damage to walls and flooring caused by cannabis cultivation, where purchasing the manufacture and harvest of drugs optional cover would be required to make a claim.